Privacy Policy

Effective Date: 13th of July 2025

This Privacy Policy applies to The Swedish Wealth Club, operated by Ceta Lova Tech Solutions AB ("we", "us", or "our"), and explains how we collect, use, and protect your personal data when you interact with our website, digital content, and services.

HI THERE

Welcome to our Privacy Policy! These boxes aren’t legally binding, you can use them as an aid for understanding the legal language.

1. WHO WE ARE

We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personal identification information, however, it may prevent them from engaging in certain Site related activities.

BASICALLY...

“Personal Information” is information someone can use to identify you.

2. WHAT INFORMATION WE COLLECT

We may collect and process the following personal data: - Contact details: Name, email address, phone number - Payment information: Through third-party providers (e.g., Stripe, PayPal) - Technical data: IP address, browser type, location, device data - Behavioral data: Clicks, page views, referral sources - User-generated content: Responses to surveys, quizzes, forms - Communication: Emails, messages, and customer support inquiries

3. HOW WE USE YOUR INFORMATION

We process your data for the following purposes: - To deliver and manage digital products, courses, and services - To personalize your user experience - For customer support and communication - For sending marketing materials (with your consent) - To comply with legal obligatio

4. LEGAL BASIS FOR PROCESSING

Under GDPR, we process your personal data based on one or more of the following legal grounds: - Consent - e.g., newsletter opt-ins - Contractual necessity - e.g., delivering products/services you've purchased - Legal obligations - e.g., financial records - Legitimate interests - e.g., website functionality, customer support

5. DATA SHARING & THIRD PARTIES

We may share your information with trusted third parties, such as: - Payment processors (e.g., Stripe, PayPal) - Email marketing platforms (e.g., ConvertKit, MailerLite) - Affiliate management tools - Analytics providers (e.g., Google Analytics)

6. INTERNATIONAL DATA TRANSFERS

Some of our service providers are located outside the EU/EEA. In such cases, we ensure appropriate safeguards are in place, such as Standard Contractual Clauses (SCCs), to protect your data.

7. DATA RETENTION

We retain personal data only as long as necessary to fulfill the purposes for which it was collected, including legal, accounting, or reporting obligations. You can request deletion at any time.

8. YOUR RIGHTS UNDER GDPR

You have the right to: - Access your personal data - Rectify inaccurate or incomplete data - Request deletion ("right to be forgotten") - Restrict or object to processing - Data portability - Withdraw consent at any time - Lodge a complaint with the Swedish Authority for Privacy Protection (IMY) To exercise any of these rights, contact us at: info@theswedishwealthclub.com

9. COOKIES

Our website uses cookies to enhance functionality and track behavior. You can manage or disable cookies in your browser settings. For more details, see our separate Cookie Policy (if applicable).

10. SECURITY MEASURES

We use industry-standard security protocols to protect your data, including SSL encryption, secure servers, and regular audits.

11. CHILDREN'S PRIVACY

Our website and services are not intended for individuals under the age of 18. We do not knowingly collect data from minors.

12. CHANGES TO THIS POLICY

We may update this policy from time to time. All changes will be posted on this page, and where appropriate, notified by email.

13. CONTACT US

For any questions about this Privacy Policy or your data: Ceta Lova Tech Solutions AB Org. nr: 559420-5626 Östra Långgatan 1, 1104, Köping info@theswedishwealthclub.com