PRIVACY POLICY

Effective Date: 13th of July 2025

Ceta Lova Tech Solutions AB

Org. nr: 559420-5626

Östra Långgatan 1, 1104, Köping, Sweden info@theswedishwealthclub.com

1. WHO WE ARE This Privacy Policy applies to The Swedish Wealth Club, operated by Ceta Lova Tech Solutions AB ("we", "us", or "our"), and explains how we collect, use, and protect your personal data when you interact with our website, digital content, and services.

2. WHAT INFORMATION WE COLLECT We may collect and process the following personal data: - Contact details: Name, email address, phone number - Payment information: Through third-party providers (e.g., Stripe, PayPal) - Technical data: IP address, browser type, location, device data - Behavioral data: Clicks, page views, referral sources - User-generated content: Responses to surveys, quizzes, forms - Communication: Emails, messages, and customer support inquiries

3. HOW WE USE YOUR INFORMATION We process your data for the following purposes: - To deliver and manage digital products, courses, and services - To personalize your user experience - For customer support and communication - For sending marketing materials (with your consent) - To comply with legal obligations - For analytics and website improvement

4. LEGAL BASIS FOR PROCESSING Under GDPR, we process your personal data based on one or more of the following legal grounds: - Consent - e.g., newsletter opt-ins - Contractual necessity - e.g., delivering products/services you've purchased - Legal obligations - e.g., financial records - Legitimate interests - e.g., website functionality, customer support

5. DATA SHARING & THIRD PARTIES We may share your information with trusted third parties, such as: - Payment processors (e.g., Stripe, PayPal) - Email marketing platforms (e.g., ConvertKit, MailerLite) - Affiliate management tools - Analytics providers (e.g., Google Analytics)

6. INTERNATIONAL DATA TRANSFERS Some of our service providers are located outside the EU/EEA. In such cases, we ensure appropriate safeguards are in place, such as Standard Contractual Clauses (SCCs), to protect your data.

7. DATA RETENTION We retain personal data only as long as necessary to fulfill the purposes for which it was collected, including legal, accounting, or reporting obligations. You can request deletion at any time.

8. YOUR RIGHTS UNDER GDPR You have the right to: - Access your personal data - Rectify inaccurate or incomplete data - Request deletion ("right to be forgotten") - Restrict or object to processing - Data portability - Withdraw consent at any time - Lodge a complaint with the Swedish Authority for Privacy Protection (IMY) To exercise any of these rights, contact us at: info@theswedishwealthclub.com

9. COOKIES Our website uses cookies to enhance functionality and track behavior. You can manage or disable cookies in your browser settings. For more details, see our separate Cookie Policy (if applicable).

10. SECURITY MEASURES We use industry-standard security protocols to protect your data, including SSL encryption, secure servers, and regular audits.

11. CHILDREN'S PRIVACY Our website and services are not intended for individuals under the age of 18. We do not knowingly collect data from minors.

12. CHANGES TO THIS POLICY We may update this policy from time to time. All changes will be posted on this page, and where appropriate, notified by email.

13. CONTACT US For any questions about this Privacy Policy or your data: Ceta Lova Tech Solutions AB Org. nr: 559420-5626 Östra Långgatan 1, 1104, Köping info@theswedishwealthclub.com